A poor credit history doesn't always mean no mortgage. We find lenders who look at your full picture. Our advisers know the Manchester market inside out.
Having a missed payment, default, CCJ or even a previous bankruptcy on your credit file doesn't automatically rule you out of getting a mortgage. At MortgageReady we work with specialist lenders in Manchester who assess applications more flexibly than the high street — looking at how recent the issue was, whether it's been satisfied, and how your finances look today.
The key is knowing which lenders are right for your specific credit history. Our advisers have placed mortgages for clients with everything from minor blips to more serious past credit problems. We'll give you an honest assessment of your options at the outset — no false promises, just clear guidance on what's achievable and how to get there.
Tell us a little about your situation and we'll be in touch — usually same day.
We guide first-time buyers through every step — from understanding what you can borrow to collecting your keys.
Find a better rate, release equity or consolidate debt. We search the whole market so you don't have to.
Sole trader, limited company director or contractor — we know which lenders work best for complex income.